Comments on: Is a 7% APR on a 30 year fixed rate mortgage for a $137k house a good rate in Atlanta, GA? http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga Mortgage Information When You Need It 24 Hours A Day Sat, 29 Nov 2008 14:54:59 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Dizzy_Lizzy http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2905 Dizzy_Lizzy Sat, 29 Nov 2008 14:54:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2905 No, that's not a great rate. With 700+ credit scores, I got a loan at 5.85% back in February. I would consider anything over 6.5% unacceptably high.<br><b>References : </b><br> No, that's not a great rate. With 700+ credit scores, I got a loan at 5.85% back in February. I would consider anything over 6.5% unacceptably high.
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]]> By: jupb1 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2904 jupb1 Sat, 29 Nov 2008 14:22:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2904 Mortgage rates depend on your credit risk. If you look in the papers and see the lower rates they are usually for the best credit scores. They add additional percentages for each line of decrease in your credit score. If you feel that you have a score that should bring in a better interest rate then you should double check with another mortgage company and see what they offer. But remember to go with a mortgage company that is well known, as there have been situations where the lesser known companies have folded and their clients did not find out until they were at the settlement table.<br><b>References : </b><br> Mortgage rates depend on your credit risk. If you look in the papers and see the lower rates they are usually for the best credit scores. They add additional percentages for each line of decrease in your credit score.
If you feel that you have a score that should bring in a better interest rate then you should double check with another mortgage company and see what they offer. But remember to go with a mortgage company that is well known, as there have been situations where the lesser known companies have folded and their clients did not find out until they were at the settlement table.
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]]> By: iceman http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2903 iceman Sat, 29 Nov 2008 13:42:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2903 Depends on your credit score, down payment and income. Its a little high right now, but then again if your credit isnt good it may be a good deal.<br><b>References : </b><br> Depends on your credit score, down payment and income.

Its a little high right now, but then again if your credit isnt good it may be a good deal.
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]]> By: Mrs HarleyBrat http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2902 Mrs HarleyBrat Sat, 29 Nov 2008 12:56:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2902 unless your credit is getting you the higher rate - you should be at least at 6% (going national rate) if you can put more money down then you could get the 5% rate - I wouldn't get a loan at 7% - thats highway robbery!<br><b>References : </b><br> unless your credit is getting you the higher rate – you should be at least at 6% (going national rate) if you can put more money down then you could get the 5% rate – I wouldn't get a loan at 7% – thats highway robbery!
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]]> By: bob_shaff http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2901 bob_shaff Sat, 29 Nov 2008 12:25:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2901 idk about in georgia but in ohio my parents have a 4.5 fixed on thier mortgage so it seems a bit high but again i don't know about down there<br><b>References : </b><br> idk about in georgia but in ohio my parents have a 4.5 fixed on thier mortgage so it seems a bit high but again i don't know about down there
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]]> By: bud http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2900 bud Sat, 29 Nov 2008 11:43:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2900 No, it doesn't sound like it, but it really depends on your credit history. You should be somewhere in the 6.5% or so range if you have great credit. If your credit is splotchy, 7% might be good for you. To know for sure. Go get a rate quote from a conventional bank. They usually have better rates than the fly by night mortgage broker.<br><b>References : </b><br> No, it doesn't sound like it, but it really depends on your credit history.
You should be somewhere in the 6.5% or so range if you have great credit.
If your credit is splotchy, 7% might be good for you.
To know for sure. Go get a rate quote from a conventional bank. They usually have better rates than the fly by night mortgage broker.
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]]> By: Joe D http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2899 Joe D Sat, 29 Nov 2008 11:20:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2899 Not really, I think the average for the country is around 5.75%<br><b>References : </b><br> Not really, I think the average for the country is around 5.75%
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]]> By: SmartyPants http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga/comment-page-1#comment-2898 SmartyPants Sat, 29 Nov 2008 11:12:59 +0000 http://24hourmortgageinfo.com/fixed-rate-mortgage/is-a-7-apr-on-a-30-year-fixed-rate-mortgage-for-a-137k-house-a-good-rate-in-atlanta-ga#comment-2898 no... hold out for 5%<br><b>References : </b><br> no… hold out for 5%
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